After using toner which helps to minimize your pores and tone your skin, you should now use moisturizer as it provides natural hydration to your skin so that it feels fresh and soft.
Other than your face, your body too needs moisturizer/lotion. For those who sits in the air-conditioned office all day, it's handy to have a small bottle at your desk so that you can use it whenever your skin feels dry.
Here's some moisturizers/lotions that I use or have use throughout the years.
1. For face:
2. For body: